Capital One® Platinum Prestige

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Interest Rate:	8.90%
Intro Rate:	0% APR on Purchases and Balance Transfers Until October 2009
Grace Period:	25 Days
Credit Limit:	up to $20,000
Annual Fee:	None

Our Opinion: One of the lowest rates available in the United States. This card is at the top of our list because it has a higher approval rate for applications than other low interest credit cards. That means you have a much better chance of getting approved for what you applied for. The intro rate is also one of the lowest in the US at 0%. The intro rate applies to balance transfers and purchases, making this a good choice for carrying a balance or transferring a balance from a card with a higher rate - but be advised they are charging a 3% fee for balance transfers. Additional benefits include roadside assistance and extended warranties for purchases.

Discover® More(SM) Card

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Interest Rate:	10.99%
Intro Rate:	0% Intro APR*
Grace Period:	25 Days (Min.)
Credit Limit:	up to $50,000
Annual Fee:	None

Special Offers: There is a 0% introductory APR* on purchases for 6 months and a 0% introductory APR* on balance transfers for 12 months. See terms and conditions for complete details.

Our Opinion: Created for those with very good credit who want a cash reward card. 5% Cashback Bonus® in categories like travel, gas, restaurants, home, apparel, and movies (categories rotate every 3 months). Earn up to 1% Cashback Bonus® on general purchases. Cashback rewards: $25-1,500-.25%, $1,500-3,000-.50%, over $3,000- 1%. Redeem in $20 increments; no limit for amount earned. Double your Cashback Bonus® when you redeem points with partners such as AMC Theaters, Borders Books and Music, Pier 1, Gap and Red Lobster. Benefits include travel accident insurance, auto rental insurance, and various security and fraud protection services. This card will benefit those who pay off their balance each month, spend at least $3,000 a year (to receive the 1% cash rebate) and use their cashback awards at participating retailers (to receive double cash rebates).

Miles by Discover® Card

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Interest Rate:	10.99%
Intro Rate:	0% Intro APR*
Grace Period:	25 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: There is a 0% introductory APR* on purchases and balance transfers for 6 months. See terms and conditions for complete details.

Our Opinion: Created for those with good credit who want a travel reward card with a low interest rate. Earn 1 mile per $1 spent on regular purchases. Redeem miles for reduced or free airfare most major U.S. airlines (no blackout dates). Receive 12,000 bonus miles. Double Miles on up to $3,000 in restaurant and travel purchases each year. Earn up to 60,000 miles per year; unused miles will expire in 3 years if the account is inactive. 30,000 miles for round-trip coach ticket. You can also redeem miles for cash, merchandise or gift cards such as $100 Home Depot gift card (14,400 miles) or 1 night stay at a Marriott Hotel (14,900 miles). Benefits include travel accident insurance (up to $500,000), and auto rental insurance.

Capital One® No Hassle Cash(SM) Rewards

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Interest Rate:	16.90%
Intro Rate:	0% on Purchases until May 2009
Grace Period:	25 Days
Credit Limit:	up to $3,000
Annual Fee:	$29

Special Offers: A 0% introductory rate is available on purchases until May 2009. See terms and conditions for complete details.

Our Opinion: This card is created for those who have had past credit problems and are rebuilding their credit. This card also offers cash rewards, earn 1% cash back on purchases and a 25% bonus on cash earned in the prior year. Earn unlimited cash back with no expiration date. $29 annual fee. Benefits include travel accident insurance, extended warranties for purchases, and roadside assistance.

Capital One® Platinum Prestige

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Interest Rate:	8.90%
Intro Rate:	0% APR on Purchases and Balance Transfers Until October 2009
Grace Period:	25 Days
Credit Limit:	up to $20,000
Annual Fee:	None

Our Opinion: One of the lowest rates available in the United States. This card is at the top of our list because it has a higher approval rate for applications than other low interest credit cards. That means you have a much better chance of getting approved for what you applied for. The intro rate is also one of the lowest in the US at 0%. The intro rate applies to balance transfers and purchases, making this a good choice for carrying a balance or transferring a balance from a card with a higher rate - but be advised they are charging a 3% fee for balance transfers. Additional benefits include roadside assistance and extended warranties for purchases.

Blue from American Express®

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Interest Rate:	As low as 11.49%
Intro Rate:	0% APR for Up to 12 Months
Grace Period:	20 Days
Credit Limit:	up to $100,000
Annual Fee:	None

Special Offers: The introductory rate for purchases varies and will be 12 months or 6 months. A 12 month 2.99% introductory rate is available on balance transfers submitted during the application process.

Our Opinion: One of the best reward cards available with one of the lower interest rates for a reward card. 12 or 6 months intro period, determined by a review of your application and credit score. Balance transfer fee is 3%.(The Membership Rewards Express program is free and offers the best variety of rewards in the industry. Receive 1 point per $1 spent. Earn unlimited points; points do not expire. Benefits include purchase protection, discounts at select retailers and merchants, auto rental insurance, travel and emergency services, and a year-end financial statement. This card will benefit those who qualify for the lowest rate offered and plan to take advantage of the additional benefits and discounts available.

Preferred Rewards Gold Card

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Interest Rate:	n/app
Intro Rate:	No Introductory Rate Available
Grace Period:	n/app
Credit Limit:	See Important Notations
Annual Fee:	$125

Our Opinion: Good card if you pay your balance each month and can take advantage of the reward program. Card includes free access to the Membership Rewards program. Earn 1 point per $1 spent on all purchases. Receive 10,000 bonus points after first purchase. Points may be used for travel rewards on over 21 airlines, or other rewards. Earn unlimited points per year. Points do not expire. The annual fee is high, but it is waived the first year. Benefits include auto rental insurance, travel accident insurance and purchase protection insurance. Card also provides exclusive access to Gold Card events and tickets for select shows, sporting events and concerts.

Citi® Diamond Preferred® Rewards Card

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Interest Rate:	As low as 10.24%
Intro Rate:	0% APR for up to 12 Months
Grace Period:	20 Days (Min.)
Credit Limit:	n/a
Annual Fee:	None

Special Offers: The introductory rate is available on balance transfers submitted during the first twelve months.

Our Opinion: Created for those with good credit who will use the reward program. Earn 5 points per $1 spent on purchases made at drugstores, gas stations, and supermarkets during the first year; after the intro period ends, earn 1 point per $1 spent on all other purchases. Use points for a variety of services and purchases. Option to request your own reward- tell them the reward you want, if they can find it, they will tell you the points required. You may be able to periodically reduce the card's APR for purchases and cash advances. Earn a maximum of 75,000 points; points expire in 5 years. 3% international transaction fee. Benefits include travel accident insurance (up to $1,000,000), services for emergency and travel assistance, car rental discounts and auto rental insurance.

Discover® Business Miles Card

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Interest Rate:	13.99%
Intro Rate:	0% Intro APR*
Grace Period:	20 Days
Credit Limit:	n/a
Annual Fee:	None

Special Offers: There is a 0% introductory APR on purchases for 12 months and a 3.99% introductory APR on balance transfers for 6 months. See terms and conditions for complete details.**

Our Opinion: Created for those with very good credit who can take advantage of the travel reward program. Earn double miles on up to $5,000 in travel and gas purchases. Earn up to 1 mile per $1 spent on general purchases. Use miles for airfare or reduced airfare with most U.S. airlines. Earn 1,000 Bonus Miles each calendar month you make a purchase for 12 months from the date your Account is opened. Earn unlimited points each year. No expiration for the points.

Capital One® No Hassle Points(SM) Rewards

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Interest Rate:	16.90%
Intro Rate:	0% on Purchases until May 2009
Grace Period:	25 Days
Credit Limit:	up to $3,000
Annual Fee:	$29

Special Offers: A 0% introductory rate is available on purchases until May 2009. See terms and conditions for complete details.

Our Opinion: Created for those with limited credit history who want a card with a good rewards program. Earn 5 points per $1 spent at gas stations, drug stores, and major grocery stores. Earn 1 point per $1 spent on all other purchases. Use points for cash, travel, gift cards and merchandise. Earn unlimited points each year; points do not expire.